Terms of Use

Acceptance of these terms

By accessing or using this website you agree to these terms. If you do not agree, do not use the site.

Intended audience

Content on this site is intended for licensed insurance professionals and insurance organizations. It is not consumer insurance advice and is not an offer of insurance coverage to any individual.

No guarantees

Nothing on this site is a guarantee of income, production, lead volume, close rates, commission levels, growth or carrier appointments.

Compensation varies by carrier, product, hierarchy, state and production level. Program availability, including lead and call center programs, may be subject to eligibility, licensing, appointment and production requirements.

Product and technology availability

Some capabilities described on this site are in development and are labeled accordingly. Descriptions of planned or in-development technology are not commitments to deliver specific features, timelines or results.

Regulatory compliance

All sales and marketing activities conducted by agents and agencies are subject to applicable carrier requirements, state insurance laws, CMS requirements for Medicare-related activity, TCPA and other regulatory obligations. Agents and agencies remain responsible for their own compliance.

Submissions

Information you submit must be accurate and must be information you are authorized to provide. Submitting an inquiry does not create a contract, appointment, hierarchy placement or partnership. Any relationship is governed by separately executed agreements.

Acceptable use

• Do not use the site unlawfully or in a way that impairs its operation or security.
• Do not attempt unauthorized access to any part of the site or its systems.
• Do not scrape, republish or commercially exploit site content without written permission.

Intellectual property

The Everlife name, logo, site content, designs and software are owned by Everlife or its licensors and may not be used without written permission. Carrier and third-party marks belong to their respective owners.

Third-party links

Links to third-party sites are provided for convenience. We are not responsible for their content, products or practices.

Disclaimer and limitation of liability

The site is provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, Everlife is not liable for indirect, incidental, special, consequential or punitive damages, or for lost profits or business, arising from your use of the site.

Changes

We may modify the site or these terms at any time. The version posted on this page is the current version.

Contact

Questions about these terms can be submitted through the contact page.